Insurance
Medical insurance
coverage has become quite complicated. There
are many different insurance carriers, with each company
having many different plans. The spectrum extends from
those with total freedom of choice and no pre-authorization
requirements to those that limit your choice of physician
and require pre-authorization by the Insurance carrier
and / or a primary care physician.
If you have any questions regarding
pre-authorization requirements please feel free to ask
at the time of scheduling. Sometimes because of the
maze of insurance carriers you maybe referred to our
Insurance / Billing Department. Although we take great
strides to avoid any problems, sometimes with the complexities
of certain managed care programs, problems may arise.
If you have any questions or concerns about your coverage
that we cannot provide adequate answers for, please
call your carrier for details. If at the time of your
examination you have been unable to obtain all the necessary
clearances that your insurance carrier requires, we
will be unable to perform the exam. These major inconveniences
for you are of great concern to us, however, they are
not rules that we are responsible for, but rules that
we must follow as well.
Indemnity policies and Medicare do
not require pre-authorization. Patients may schedule
appointments either on their own or through their physician.
INSURANCE
PARTICIPATION AS OF JANUARY 2007 |
AETNA
*Precerts/Ref requirements vary |
MULTIPLAN
*Precert necessity varies by plan |
BLUE CROSS/BLUE SHIELD
*Precert varies **Not part of indemnity plans/traditional |
NO FAULT
*Case must be open, auth req |
CHOICECARE/HUMANA PPO
*Precert requirements vary |
NPPN NETWORK
*Precert necessity varies by plan |
CIGNA
*HMO/POS, Open Access & some PPO’s require auth |
NYC FIRE DEPARTMENT
*Referral/Auth Required |
THE EMPIRE PLAN
*Precert required for MRI/MRA |
OXFORD HEALTH PLANS
*Precert required for MRI/CT/MRA/PET/NUC MED |
***First Health Network formerly CCNUSA**pending verification
|
HEALTHNET (formerly PHS)
*Authorization required for MR/CT/PET/OB SONO/Bone Density |
GLOBAL MEDICAL MGMT
*Appts scheduled by global staff only |
POMCO PLUS+
*Precert/Auth required for all services |
GHI HEALTH PLANS
*Precert required |
PRIVATE HEALTHCARE SYSTEMS (PHCS)
*Precerts vary by plan – merged with Multipan |
HIP
*HIP referral or precert required |
TRPN NETWORK
Three Rivers Provider Network
*Precert varies by plan |
MEDICARE
*Part B only |
UNITEDHEALTHCARE
*Precert requirements vary |
METRACOMP
*Worker's Comp auth required for all |
WORKER’S COMPENSATION
*Authorization required for all charges $500+ |
If you do not see your plan listed, please
call our office for more current information. Indemnity
policy holders require no pre-authorization or primary
care referral form.
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